Help Center Payments Native Payments

Native Payments

What you receive

If you chose XLM or XRP at onboarding, you are in native mode. You set your price directly in digital currency and that is exactly what arrives.

There is no conversion step and no trustline to set up.

The amount never changes

Create a link for 25 XLM and it stays 25 XLM. Brykto does not recalculate it, however long the link sits unpaid.

This is the real difference from stablecoin mode. What 25 XLM is worth in your local currency moves with the market. If that matters to your pricing, use stablecoin mode instead.

Getting the amount right

Brykto accepts a payment within 2% of the amount asked for. Network fees and rounding inside wallet apps mean the figure often lands a little under, and this tolerance covers that.

Who this suits

Native mode fits you if you already price in XLM or XRP and are comfortable holding it.

If you price in dollars, yen, naira or euros, stablecoin mode will be less work. See Choosing a Payment Mode to compare the two.